Many American citizens do not know the U.S. is still a free government money, which is available to them each year. There is very little taxpaying citizens who are not eligible to receive a government grant programs. Almost everyone in the U.S. is entitled to some reasonable part of the prize seventy-nine billion dollars that the government each year, but very few apply.
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Ably, this assumption is because many of them are not only privy dome, which may be the money. Notwithstanding the fact that there have been hundreds of great benefits, a government grant programs available to U.S. taxpayers for decades, but that the common people seem to recognize are the college grants. Although this is a great thing that everyone is aware that they may receive a generous amount of financial assistance to pursue advanced education, it is a shame that so many other possibilities are still standing are ignored.
In this article we will briefly examine a few of the fabulous opportunities for free money, which is generally exceeded by another qualified simply because of ignorance.
Grants for single parents - There are a number of financial assistance provided to adults who take responsibility for their own courageous parents. These free grants may be used for anything from child day-care, to create a new tool to pay bills. Opportunities for lone parents are seemingly endless with the help of Uncle Sam.
Donate the property - There is a house of grants, property, grants, and for the first time homebuyer grants, which can shave tens of thousands of U.S. dollars beyond the sale price of a new building. Not to mention helping to pay the past due mortgage loans and back taxes for those who need this type of assistance.
Home Improvement Grants - American taxpayers own homes, which are in need significant repair, or simply want to redecorate and remodel, it can almost always achieve a great offer of free government money to pay for their customers.
Personal Debt Relief Grants - This may be the most unusual of them all. If you have overspent, whatever the reason, the government may actually give boatload of free unclaimed money to settle the score with creditors and credit rating does not increase until the end.
There are hundreds of other charitable and generous government subsidies. These are just a few. When searching the national database of grants, you can find many other free programs in order to seek grants for those that deal with you.
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Sunday, May 10, 2009
Sunday, May 3, 2009
LLC, Is it a Good Choice? The What, When, and Why
LLCs have been heavily advertised over the last decade, "The new, best of all, the structure, to protect you, your business, and your property," promoting the golden triad of: protection of the savings tax liability and privacy. "What is true for LLCs?" If it would be appropriate in a business plan? In addition, "Why is it so hard" sold. "Companies with limited liability company joined the ranks of chartered business organizations, such as the venerable C-Corporation, a once popular Waning Limited Partnership and Sub-S Corporation. Even in our list of participants is the sole proprietorship is still popular and always dangerous partnership or general partnership.
The LLC is the proverbial "new kid". Let's make a thorough review of the strengths and weaknesses in relation to the LLC. In this article we will limit the scope of our three specific areas, tax, limitation of liability and privacy. These appear to be the most common reasons that people consider LLCs.
Taxation: LLC can not pay their taxes, (It is the intention, however, unless specific protocols are followed, the LLC may be required to pay taxes on corporations). She make a tax return, which is only the profit or loss, and then distributes the proceeds to the members in proportion to their percentage of ownership. The members then pay taxes on this "passive income on their personal tax return. This is similar to how the S-Corporation shareholders to receive dividends. A C-Corporation, on the other hand, actually pay their taxes, a much more favorable than the rates of the individual. As an example, let us assume that you are the sole owner of the company. You are recommended to take a minimum amount of money from the company's regular salary (to say that this is the perfect amount of 30,000 U.S. dollars). This will make it so profitable that they meet the IRS requirements, maximize the personal rate of 15% tax, and to cover all of your personal deductions. The remainder of the profit will be considered depending on the type of activity. In all of the "Pass-through" entities (Partnership, LP, Sub-S Corp. and a company with limited liability), all money is transferred to you at the end of the calendar year. Then, to pay taxes immediately on your personal tax rates, at least 25% or 28% or even 35% of federally and state taxes may be worrying. However, if your business was a C-Corporation, would be paying their own taxes, federally, 15% in the first $ 50,000 of profit. This is the total $ 80,000 at 15% or less. Even more than 50,000 U.S. dollars of taxes for corporations are better than personal. Federal tax on the first $ 100,000 is only 22 ¼%, the first $ 200,000, less than 31% and a maximum effective tax rate is 34%. Yes, you can transfer all of the LLC profits directly to the bottom line... but why? Why do you want to pay higher taxes on your personal tax rate? About avoidance double taxation? In our research we found only one area which is subject to "double taxation" is a "dividend". Double taxation occurs when a company, at the end of the year, represents the profit (Pays taxes on its profits), and then distributes the profit to shareholders in proportion to their ownership (And they pay taxes).
In theory, the owner of the company could pay dividends stupidly to himself. However, "The normal method of conducting a controlled company is the distribution of earnings in a deduction. Compensation, retirement benefits, car allowances, employee fringe benefits for all are consistently applied in order to use the company's maximum earnings. The double taxation in most corporations is a hypothetical spectrum. In addition, a few other the tax consequences of a limited company: the IRS concluded that a limited liability company may have sufficient corporate characteristics to be classified as a company for federal tax purposes. It is unclear whether the membership interests are "securities" for purposes of federal securities law.
In this article we have examined the effects of reduced tax liability. From a taxation point of view, either explicitly or in a taxable LLC will have no benefit, or will be, yet undetermined impact on the taxes. This will depend on the specific determination by the IRS of your LLC (When was the last time they made the finding that was good for you?) Are testing the hypothesis that a company with limited liability is a good operator, to reduce taxes, to shield the owner from liability, and also to ensure privacy. We found, for taxes, a limited liability company is or is not a tax advantage, or "unknown." General findings IRS is that it will be taxed in the partnership. We know that the partnership is not a tax benefit. We have also learned that some exceptions may be used, which could cause LLC to be taxed as a Corporation.
Let us consider the other reasons that people are encouraged to create a LLC, liability and privacy. Liability Protection: The LLC was designed to translate the taxation of partnership, responsibility for protection corporations. Although this idea of choice from the menu options for the structure of Chinese sounds attractive, it defies what we know to be true about the trial. This country is the whole infrastructure is based on the assumption that an independent third party shall determine the conditions of existence for you and your business. Each court has a loser. Each court case to deny someone something that claimed to be rightfully theirs. Only claiming the right to tax benefits and denying responsibility for the obligations does not make it so. Courts use "priority" in order to determine the viability of claims. With regard to private limited liability company, is not really important priority.
Thirty, forty, fifty years from now we may know how the courts will treat the LLCs, but now we can only consider related rulings. Therefore, let us know how the courts to draw judgments from related areas, and some believe the potential arguments. IRS issued a ruling: "limited liability company initially be taxed as a general partnership." Now listen to the opposing attorney. "Your Honor, the defendant has deliberately organized its business, and not as a company that has a long history and a lot of priority on the protection from liability, but as an LLC." "Your honor, the IRS, that for their purposes, LLC, is equivalent to the General Partnership." "If the IRS classifies the LLC as a partnership, not the priority, we must also." "Therefore, since it is a partnership of all liability for any debt, falls on all of its members." Not a very comforting thought if you have a lot in the game. You can argue otherwise, and to win, but it will probably be better to avoid the argument together, and let you test the water.
"As a company with limited liability companies have only recently become popular, there are some questions. First, it is not clear whether states which do not recognize limited liability for its own companies, however, that some companies organized under the limited liability company law of another state. Secondly, it is not clear whether the membership interests are "securities" for purposes of federal securities law. "Some other benefits of liability protection: As a shareholder, a member is personally liable to the company for failure to deposit agreed. Although unlike a shareholder, a member may be personally responsible for his contributions to creditors of the company, which operates on the basis of their commitment. Limited liability companies may be subject to a veil piercing theory. Even after membership assignment, transmission is not exempt from liability laws to make a promised contribution or liability resulting from the improper distribution. It is not clear, as it finds that it does not provide for limited liability companies, limited liability companies recognize the status of members of out-of-state companies with limited liability.
Regardless of all of the above One of the first things that we learned at the school playground: If you want to save something for you all, Do not tell everyone. Privacy is the first storm shelter from liability.
Privacy: Of the three reasons that we have here discussed, privacy is a claim that has absolutely no basis in truth. Articles by the Organization, which are deposited with the State referred to the name, address and percentage ownership of all members. Also in many countries even tax returns for up to 3 years must be available to the public. All the contributions from individual members shall be recorded in the company's articles of organization or other records available for public inspection. In some state, articles, organizations (or the accompanying statement) must set out the total amount of cash, the value of the property initially, as well as the total additional contributions to be made by all members. Some countries require a company's contract to be signed by all the members referred to in Article.
We have discussed three of the most common reasons for which the eyes of people as a reason to form an LLC. Comparing the effectiveness of the LLC and C-Corp for these reasons, it appears that the Corporation wins hands down. Is it safe to say that all the LLC are bad and all corporations are good? No. Many companies will not provide such benefits to their owners (many of them a surprise). One could say that, tax savings, Privacy and Asset Protection LLC is not a benefit, and that well-organized Corporation can provide significant benefits. So when a company with limited liability company is to provide? Due to the youth, LLC have not been thoroughly investigated by the Securities and Exchange Commission (SEC). SEC has not yet been placed certain restrictions on the LLC, because the Sub-S Corporation. A Sub-S Corporation is limited to no more than 35 shareholders, and not so LLC. Shareholders in the Sub-S Corporation must be nationals of the United States, a person must be real and not others. Again, the LLC does not have these restrictions.
So if you do not have concerns about taxes, or liability of the Protection of Privacy Act, or more than 35 owners, Non-US holders, or holders of real people, then the LLC may be a better choice. Why is it so hard sell? The marketing of the LLC's, or admit to the title or not, are fanning the fire. At this stage of talks does not require fixation. People are asking to hear about it since. This frenzy is not necessarily bad. The more, LLCs, the more the test cases. The more test cases in advance and I can make educated examination of LLCs and their actual values.Car Insurance Quotes|
The LLC is the proverbial "new kid". Let's make a thorough review of the strengths and weaknesses in relation to the LLC. In this article we will limit the scope of our three specific areas, tax, limitation of liability and privacy. These appear to be the most common reasons that people consider LLCs.
Taxation: LLC can not pay their taxes, (It is the intention, however, unless specific protocols are followed, the LLC may be required to pay taxes on corporations). She make a tax return, which is only the profit or loss, and then distributes the proceeds to the members in proportion to their percentage of ownership. The members then pay taxes on this "passive income on their personal tax return. This is similar to how the S-Corporation shareholders to receive dividends. A C-Corporation, on the other hand, actually pay their taxes, a much more favorable than the rates of the individual. As an example, let us assume that you are the sole owner of the company. You are recommended to take a minimum amount of money from the company's regular salary (to say that this is the perfect amount of 30,000 U.S. dollars). This will make it so profitable that they meet the IRS requirements, maximize the personal rate of 15% tax, and to cover all of your personal deductions. The remainder of the profit will be considered depending on the type of activity. In all of the "Pass-through" entities (Partnership, LP, Sub-S Corp. and a company with limited liability), all money is transferred to you at the end of the calendar year. Then, to pay taxes immediately on your personal tax rates, at least 25% or 28% or even 35% of federally and state taxes may be worrying. However, if your business was a C-Corporation, would be paying their own taxes, federally, 15% in the first $ 50,000 of profit. This is the total $ 80,000 at 15% or less. Even more than 50,000 U.S. dollars of taxes for corporations are better than personal. Federal tax on the first $ 100,000 is only 22 ¼%, the first $ 200,000, less than 31% and a maximum effective tax rate is 34%. Yes, you can transfer all of the LLC profits directly to the bottom line... but why? Why do you want to pay higher taxes on your personal tax rate? About avoidance double taxation? In our research we found only one area which is subject to "double taxation" is a "dividend". Double taxation occurs when a company, at the end of the year, represents the profit (Pays taxes on its profits), and then distributes the profit to shareholders in proportion to their ownership (And they pay taxes).
In theory, the owner of the company could pay dividends stupidly to himself. However, "The normal method of conducting a controlled company is the distribution of earnings in a deduction. Compensation, retirement benefits, car allowances, employee fringe benefits for all are consistently applied in order to use the company's maximum earnings. The double taxation in most corporations is a hypothetical spectrum. In addition, a few other the tax consequences of a limited company: the IRS concluded that a limited liability company may have sufficient corporate characteristics to be classified as a company for federal tax purposes. It is unclear whether the membership interests are "securities" for purposes of federal securities law.
In this article we have examined the effects of reduced tax liability. From a taxation point of view, either explicitly or in a taxable LLC will have no benefit, or will be, yet undetermined impact on the taxes. This will depend on the specific determination by the IRS of your LLC (When was the last time they made the finding that was good for you?) Are testing the hypothesis that a company with limited liability is a good operator, to reduce taxes, to shield the owner from liability, and also to ensure privacy. We found, for taxes, a limited liability company is or is not a tax advantage, or "unknown." General findings IRS is that it will be taxed in the partnership. We know that the partnership is not a tax benefit. We have also learned that some exceptions may be used, which could cause LLC to be taxed as a Corporation.
Let us consider the other reasons that people are encouraged to create a LLC, liability and privacy. Liability Protection: The LLC was designed to translate the taxation of partnership, responsibility for protection corporations. Although this idea of choice from the menu options for the structure of Chinese sounds attractive, it defies what we know to be true about the trial. This country is the whole infrastructure is based on the assumption that an independent third party shall determine the conditions of existence for you and your business. Each court has a loser. Each court case to deny someone something that claimed to be rightfully theirs. Only claiming the right to tax benefits and denying responsibility for the obligations does not make it so. Courts use "priority" in order to determine the viability of claims. With regard to private limited liability company, is not really important priority.
Thirty, forty, fifty years from now we may know how the courts will treat the LLCs, but now we can only consider related rulings. Therefore, let us know how the courts to draw judgments from related areas, and some believe the potential arguments. IRS issued a ruling: "limited liability company initially be taxed as a general partnership." Now listen to the opposing attorney. "Your Honor, the defendant has deliberately organized its business, and not as a company that has a long history and a lot of priority on the protection from liability, but as an LLC." "Your honor, the IRS, that for their purposes, LLC, is equivalent to the General Partnership." "If the IRS classifies the LLC as a partnership, not the priority, we must also." "Therefore, since it is a partnership of all liability for any debt, falls on all of its members." Not a very comforting thought if you have a lot in the game. You can argue otherwise, and to win, but it will probably be better to avoid the argument together, and let you test the water.
"As a company with limited liability companies have only recently become popular, there are some questions. First, it is not clear whether states which do not recognize limited liability for its own companies, however, that some companies organized under the limited liability company law of another state. Secondly, it is not clear whether the membership interests are "securities" for purposes of federal securities law. "Some other benefits of liability protection: As a shareholder, a member is personally liable to the company for failure to deposit agreed. Although unlike a shareholder, a member may be personally responsible for his contributions to creditors of the company, which operates on the basis of their commitment. Limited liability companies may be subject to a veil piercing theory. Even after membership assignment, transmission is not exempt from liability laws to make a promised contribution or liability resulting from the improper distribution. It is not clear, as it finds that it does not provide for limited liability companies, limited liability companies recognize the status of members of out-of-state companies with limited liability.
Regardless of all of the above One of the first things that we learned at the school playground: If you want to save something for you all, Do not tell everyone. Privacy is the first storm shelter from liability.
Privacy: Of the three reasons that we have here discussed, privacy is a claim that has absolutely no basis in truth. Articles by the Organization, which are deposited with the State referred to the name, address and percentage ownership of all members. Also in many countries even tax returns for up to 3 years must be available to the public. All the contributions from individual members shall be recorded in the company's articles of organization or other records available for public inspection. In some state, articles, organizations (or the accompanying statement) must set out the total amount of cash, the value of the property initially, as well as the total additional contributions to be made by all members. Some countries require a company's contract to be signed by all the members referred to in Article.
We have discussed three of the most common reasons for which the eyes of people as a reason to form an LLC. Comparing the effectiveness of the LLC and C-Corp for these reasons, it appears that the Corporation wins hands down. Is it safe to say that all the LLC are bad and all corporations are good? No. Many companies will not provide such benefits to their owners (many of them a surprise). One could say that, tax savings, Privacy and Asset Protection LLC is not a benefit, and that well-organized Corporation can provide significant benefits. So when a company with limited liability company is to provide? Due to the youth, LLC have not been thoroughly investigated by the Securities and Exchange Commission (SEC). SEC has not yet been placed certain restrictions on the LLC, because the Sub-S Corporation. A Sub-S Corporation is limited to no more than 35 shareholders, and not so LLC. Shareholders in the Sub-S Corporation must be nationals of the United States, a person must be real and not others. Again, the LLC does not have these restrictions.
So if you do not have concerns about taxes, or liability of the Protection of Privacy Act, or more than 35 owners, Non-US holders, or holders of real people, then the LLC may be a better choice. Why is it so hard sell? The marketing of the LLC's, or admit to the title or not, are fanning the fire. At this stage of talks does not require fixation. People are asking to hear about it since. This frenzy is not necessarily bad. The more, LLCs, the more the test cases. The more test cases in advance and I can make educated examination of LLCs and their actual values.Car Insurance Quotes|
Saturday, April 11, 2009
Modern Day Business Demand
The 21st century is synonymous with changes as fast as change its self. Almost all the management rules of yesteryears has been repealed and remodeled to suit today's demands.
Barriers are being broken almost on daily bases and extended hands of friendship across the wide World. The availability and utility of computers have advanced businesses on an unprecedented rate. Today with exception to few human demands that needs specialized training and certification after long years of studies, other job demands could be handled by any aspiring individual. In most cases, a two week training is enough to learn the skills needed to perform optimally, while other needs are taken care of by regular short courses and seminars.
For one to remain relevant in today's competitive market arena, many factors come into play. These include -
* Creativity. This is a scenario where dynamism, appealing, refreshing and consistency in change aimed towards productivity is maintained in a business arena. Creativity adds spice to color or whatever one does. It connotes that extra addition that makes you stand out from the pool of many equals. It could come in a warm environment and looking better service delivery.
* USAGE OF INTERNET. Since the advent of World Wide Web, access to information has been made available at the snap of the fingers. You can reach the World by hitting just a few bottoms on the computer. More importantly sending and receiving information to and from the public served or intended to reach has been lot easier.
* Unconventional ADVERTISING. Advertisement for organizations remains a mode of constantly reminding your entire environment of your existence. Today embarking on such demands more funds more that one can expect. To maintain such demands, advertising has taken a new look. It goes in sponsorship of events, organizing events and branding of objects.
* Networking. Years ago companies operate in isolation but today they synergize. In the name of networking, co-operation and liberalism has been induced. Institutions to come together under a given umbrella to tackle challenges facing many of them. Due to this synergy, there is a free flow of ideas. Forming a common front to tackle problems such groups has saved so much of time and resources than it would have taken them each to deal on such one on one.
* VOLUNTERISM. Today it is not strange to see individuals who offer their services free of charge to organizations. Many who crave to effect a change but could not have done it ordinarily have achieved it via mentorship and consultancy volunteerism. In the same vane, many qualified but unemployed persons to offer their services for free for a given period of time while consolidating their ideas and making contacts. Statistics have it that many who have offered their services for free at a certain time have ended up earning higher than most of the organizations employees who were there before him. Also it has landed them job offers beyond their choice.
* Specialization and professionalism. Today, organizations with the business plan it all are fast disappearing. Call them the jack of all trade. It's now replaced with doing a little effectively. Though the theory of division of labor is older than this century, the dictate of that theory is being felt well now. Instead of diversification, being focused on only one thing has proven to yield more results.
Barriers are being broken almost on daily bases and extended hands of friendship across the wide World. The availability and utility of computers have advanced businesses on an unprecedented rate. Today with exception to few human demands that needs specialized training and certification after long years of studies, other job demands could be handled by any aspiring individual. In most cases, a two week training is enough to learn the skills needed to perform optimally, while other needs are taken care of by regular short courses and seminars.
For one to remain relevant in today's competitive market arena, many factors come into play. These include -
* Creativity. This is a scenario where dynamism, appealing, refreshing and consistency in change aimed towards productivity is maintained in a business arena. Creativity adds spice to color or whatever one does. It connotes that extra addition that makes you stand out from the pool of many equals. It could come in a warm environment and looking better service delivery.
* USAGE OF INTERNET. Since the advent of World Wide Web, access to information has been made available at the snap of the fingers. You can reach the World by hitting just a few bottoms on the computer. More importantly sending and receiving information to and from the public served or intended to reach has been lot easier.
* Unconventional ADVERTISING. Advertisement for organizations remains a mode of constantly reminding your entire environment of your existence. Today embarking on such demands more funds more that one can expect. To maintain such demands, advertising has taken a new look. It goes in sponsorship of events, organizing events and branding of objects.
* Networking. Years ago companies operate in isolation but today they synergize. In the name of networking, co-operation and liberalism has been induced. Institutions to come together under a given umbrella to tackle challenges facing many of them. Due to this synergy, there is a free flow of ideas. Forming a common front to tackle problems such groups has saved so much of time and resources than it would have taken them each to deal on such one on one.
* VOLUNTERISM. Today it is not strange to see individuals who offer their services free of charge to organizations. Many who crave to effect a change but could not have done it ordinarily have achieved it via mentorship and consultancy volunteerism. In the same vane, many qualified but unemployed persons to offer their services for free for a given period of time while consolidating their ideas and making contacts. Statistics have it that many who have offered their services for free at a certain time have ended up earning higher than most of the organizations employees who were there before him. Also it has landed them job offers beyond their choice.
* Specialization and professionalism. Today, organizations with the business plan it all are fast disappearing. Call them the jack of all trade. It's now replaced with doing a little effectively. Though the theory of division of labor is older than this century, the dictate of that theory is being felt well now. Instead of diversification, being focused on only one thing has proven to yield more results.
Sunday, March 22, 2009
Corporate Values - Stakeholders' Interest
Normal company operates in a business environment which providers receive valuable resources and customers to which it sells in the form of value-added products and services.
The modern business, however, is becoming increasingly complex and the concept of "community" entered the scene, the organization is more than a static entity that offers products and services to consumers.
A hospital, for example, is part of the local community, which offers job opportunities. And in the same way, the head of community services, the potential transfer of headquarters to a more intensive knowledge may have an impact on local communities. Oil companies to deal with the activities of groups that stand-up in order to protect the environment and the decision to enter a new area can count on the resistance of these entities.
Here are some examples of "stakeholders" interest "are:
- We listen to our stakeholders and to seek better ways of doing things to meet their expectations.
- Trusteeship ... We are aware that we have been given the confidence of all our stakeholders.
- Partner with the client.
- Respect. We respect our stakeholders and individual employees.
- Our Community. As a corporate citizen, we support action, which reflect the values of our employees, stakeholders and consumers.
Why and when should a company consider the value?
Managing change is a "threat" here. Often, large companies are very detailed plans and new initiatives, when suddenly, when the plan faces resistance by the support group do not realize their existence before.
This is part of today's "responsibility", where all the action of climate and the actions are visible, and then by the community around the company as a great player and will face criticism easily. The management of this in advance is part of the activities of these enterprises.
Is it useful as a company? One of the drawbacks is that it focuses on the value of the organization, and not the employee.
However, it is possible to include it. In each activity as minor as it may appear, there is always and stakeholders in a complex business, everyone in the organization should be aware of their stakeholders. At any time. This will contribute to the management of change through the preparation of the impact: what this means, for a change ...?
_____________________________________________________________________________________________
The modern business, however, is becoming increasingly complex and the concept of "community" entered the scene, the organization is more than a static entity that offers products and services to consumers.
A hospital, for example, is part of the local community, which offers job opportunities. And in the same way, the head of community services, the potential transfer of headquarters to a more intensive knowledge may have an impact on local communities. Oil companies to deal with the activities of groups that stand-up in order to protect the environment and the decision to enter a new area can count on the resistance of these entities.
Here are some examples of "stakeholders" interest "are:
- We listen to our stakeholders and to seek better ways of doing things to meet their expectations.
- Trusteeship ... We are aware that we have been given the confidence of all our stakeholders.
- Partner with the client.
- Respect. We respect our stakeholders and individual employees.
- Our Community. As a corporate citizen, we support action, which reflect the values of our employees, stakeholders and consumers.
Why and when should a company consider the value?
Managing change is a "threat" here. Often, large companies are very detailed plans and new initiatives, when suddenly, when the plan faces resistance by the support group do not realize their existence before.
This is part of today's "responsibility", where all the action of climate and the actions are visible, and then by the community around the company as a great player and will face criticism easily. The management of this in advance is part of the activities of these enterprises.
Is it useful as a company? One of the drawbacks is that it focuses on the value of the organization, and not the employee.
However, it is possible to include it. In each activity as minor as it may appear, there is always and stakeholders in a complex business, everyone in the organization should be aware of their stakeholders. At any time. This will contribute to the management of change through the preparation of the impact: what this means, for a change ...?
_____________________________________________________________________________________________
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